Location: Four NEO, 4th Ave, Taguig, Metro Manila

Job Type: Full time (Manila/Hybrid)

Job Shift: Night

Who we are
At Point, we make homeownership more valuable and accessible. Join us in creating innovative financial products that help homeowners and aspiring buyers. If you're seeking a career where your work truly matters, this is it.

Hybrid
Employees meeting performance criteria and hybrid work arrangement guidelines can transition to hybrid work after 6 months, pending internal approval.

Job responsibilities
- Review Home Equity Investment (HEI) applications and documentation in accordance with the company's underwriting guidelines.
- Request supporting documentation from homeowners.
- Review the property’s title report to ensure the correct lien position and collaborate with the processor to ensure a clean title.
- Track the status of all applications in the underwriter’s pipeline and provide updates to the appropriate teams when needed.
- Make the final underwriting decision to approve or reject an application.

Qualifications and skills

- 1+ years of experience with underwriting US mortgage loans
- Understanding of general US mortgage underwriting principles and lending guidelines.
- Experience with US mortgage modifications and the ability to analyze a title report is a plus